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Privacy Policy
At Florida Mortgage, your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.
The Information We Collect at Florida Mortgage
This notice applies to all information collected or submitted on the Florida Mortgage.com On some pages, you can order products, make requests, and register to receive materials. The types of personal information collected at these pages are:
Name
Address
Email address
Phone number
(etc.)
The Way We Use Information
We at Florida Mortgage use the information you provide about yourself only to complete the request for a mortgage broker/lender to contact you. We do not share this information with outside parties except to the extent necessary to complete that request.
We use the information you provide about someone else only to inform them of the services we offer. We do not share this information with outside parties except to the extent necessary to complete that request.
We use return email addresses to answer the email we receive. Such addresses are not used for any other purpose and are not shared with outside parties.
At Florida Mortgage we use non-identifying and aggregate information to better design our web site and to share with advertisers. For example, we may tell an advertiser that X number of individuals visited a certain area on our web site, or that Y number of men and Z number of women filled out our registration form, but we would not disclose anything that could be used to identify those individuals.
Finally, Florida Mortgage will never use or share the personally identifiable information provided to us online in ways unrelated to the ones described above without also providing you an opportunity to opt-out or otherwise prohibit such unrelated uses.
Florida Mortgages Commitment To Data Security
To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.
Florida Mortgages Commitment To Children's Privacy
Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our website from those we actually know are under 13, and no part of our website is structured to attract anyone under 13.
How You Can Access Or Correct Your Information At Florida Mortgage
You can access all your personally identifiable information that we collect online and maintain by contacting our customer service department at the number listed below. We use this procedure to better safeguard your information.
You can correct factual errors in your personally identifiable information by sending us a request that credibly shows error.
To protect your privacy and security, we will also take reasonable steps to verify your identity before granting access or making corrections.
How To Contact Us At Florida Mortgage
Should you have other questions or concerns about these privacy policies, please send us an email at CustomerSupport@ArizonaMortgage.com.
Terms of Use At Florida Mortgage
ArizonaMortgage.com has and will take all reasonable and appropriate measures to make sure that all information that is delivered to InterestOnlyBankLoans.com will only be disclosed in accordance with your instructions. However, given the nature of the Internet, Florida Mortgage cannot and will not, guarantee that the information provided will not be intercepted and decrypted by others.
Mortgage Loan Services:
It is understood that the information that you provide to Florida Mortgage is true and complete to the best of your knowledge. You give Florida Mortgage your permission to pass on your information so that we may provide you with the service(s)you requested. In addition, you authorize Florida Mortgage, its partners and any third parties deemed necessary to contact you based on the information you submitted.
Florida Mortgage is not a lender and as such, does not make mortgage loans, nor the decisions leading up to the final approval or denial on any mortgage loan application received. Florida Mortgage does not recommend, nor endorse any particular lender or any particular product by any lender. Florida Mortgages services are only administrative and informative in nature. We do not act as an agent for users of our web site nor do we accept loan applications or obtain, make or negotiate loans. It is your responsibility to complete an application with a bank, licensed lender or mortgage broker from outside of our web site before and pre-qualification or pre-approval is issued.
It is understood that this web site has been established in order to help secure mortgage loans in the 50 United States and the District of Columbia, unless otherwise noted. Loans can only be made to residents of the Unites States, secured by real property located within the 50 United States. Lenders used to make any mortgage loan must be licensed and authorized to make such mortgage loans within the particular state where the mortgage loan is being secured. This web site is not set up, nor should it be used for, the purpose of securing a mortgage loan anywhere else but within the 50 United States and the District of Columbia.
Florida Mortgages and/or participating lenders expressly reserve the right to discontinue, suspend or terminate the offering of any lender or any lender product, in any specific state without notice.
Florida Mortgages does not guarantee acceptance into any particular loan program nor influence specific loan terms or conditions with any participating lender. Loan approval standards are established and maintained solely by individual lenders, and as such, Florida Mortgages has no influence whatsoever with loan approval standards. Additionally, Florida Mortgages does not guarantee that the mortgage loan terms or rates offered by participating lenders through this web site are the best terms or the lowest rates available in the market. Unless expressly stated in writing, nothing contained herein should be considered an offer or promise for a loan commitment or an interest rate lock-in agreement.
Florida Mortgages does not charge you, the User, a fee to use this service. Florida Mortgages is paid a fee by participating lenders for the goods, facilities and services provided. Your use of this web site constitutes your agreement with this compensation arrangement.
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Fannie, Freddie woes raising mortgage rates (MSNBC) Jeff Jaye, a mortgage broker in Northern California, used to rely on homeowners looking to refinance their loans for more than two-thirds of his business. Today, he rarely bothers with those applications because he knows most homeowners can't qualify for a new loan.NH regulators, mortgage company reach settlement (AP via Yahoo! Finance) A mortgage company that does business in New Hampshire, Maine and Massachusetts has agreed to pay $425,000 as part of a settlement with New Hampshire banking regulators. Mortgage lender promotes sale to Santander (AP via Yahoo! Finance) British mortgage lender Alliance & Leicester urged shareholders on Tuesday to accept a $2.4 billion takeover offer from Spain's Banco Santander as the best protection for their investment amid extreme financial market turbulence and the deteriorating outlook for the domestic economy. Trouble with U.S. mortgage giants spreads (UPI) WASHINGTON, Aug. 19 (UPI) -- Fears over two U.S. mortgage giants collapsing are rippling through financial systems and putting a strain on the system, analysts said. Market down on US mortgage fears (Irish Examiner) NEW concerns about US mortgage market heavyweights Fannie Mae and Freddie Mac caused a drop in financial shares worldwide yesterday. Broker implicated in mortgage fraud scheme pleads guilty (Minneapolis-St. Paul Star Tribune) A Twin Cities mortgage broker charged in connection with a $4.9 million mortgage fraud scheme involving dozens of homes in Minneapolis and one in Golden Valley pleaded guilty today to one count of racketeering just minutes before he was to go to trial, said Hennepin County Prosecutor Tom Fabel. Mortgage Choice profit dips 1.2% (The West Australian) Mortgage originator Mortgage Choice Ltd has reported a 1.2 per cent fall in annual profit but says it is well positioned for the new financial year. Net profit for the year ended June 30 was $19.33 million, down from $19.59 for the previous year. 'Mortgage market to shrink 20%' (Channel 4) The UK mortgage market is expected to shrink by nearly 20% this year as the credit crunch continues to take its toll on lenders, according to a report. NH banking dept., mortgage company reach agreement (Boston Globe) A mortgage company that does business in New Hampshire, Maine and Massachusetts agreed to pay $425,000 as part of a settlement announced Monday by New Hampshire banking regulators. Dubai introduces mortgage law to regulate sector (Arab News) DUBAI: The ruler of Dubai has issued a new mortgage law as part of moves to regulate the Gulf business hub’s booming real estate sector, the chief executive of the Real Estate Regulatory Authority said. |
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